Insurance: To accept or not accept
We get this question A LOT! And we get it. When you make monthly contributions towards coverage, you want to put it to good use. Here is our policy at OMBE.
Our chiropractor currently accepts Blue Cross Blue Shield for all chiropractic services. Our practitioners generally spend 60-90 minutes with each of their clients. Unfortunately, insurance carriers generally do not reimburse for that length of time for many of the modalities that the practitioners use. For that reason, we do not bill insurance directly.
However, we can provide you with a super bill (including CPT codes and billing codes) that you can submit directly to your insurance carrier. Several of our patients receive reimbursement this way. You can also consider using your FSA (Flexible Spending Account) and HSA (Health Spending Account) for many of our services.
Finally, some of our services such as acupuncture are considered a medical expense and are tax deductible at the end of the year. We can provide you with detailed receipts.
Always consult with your insurance carrier so that you know exactly what is and is not covered.